For recruitment agencies · Umbrella employment & payroll

Payroll your consultants never have to chase.

We become the employer behind your placements, so your desks can get on with filling roles. Contractors paid every Friday. Every deduction itemised, and a published margin — £18 weekly, £72 four-weekly or £78 monthly — so there is nothing for anyone to query and nobody ringing your consultants about their payslip. Run us with two or three workers before you commit anyone to your PSL.

Sectors we know best
Healthcare IT Construction Industrial & Warehouse Any PAYE sector

The payroll works the same in any sector — talk to us anyway.

CoverageUK-wide
Margin£18 wk · £72 4wk · £78 mth
PaydayFriday
SafeRec certificationIn progress
Contactinfo@rgmpay.co.uk
£18 Weekly margin. £72 four-weekly, £78 monthly — £936 a year whichever you choose
0 Hidden deductions. Every line on the payslip is one you were told about
2–3 Contractors is all it takes to trial us against your current provider
04/26 The date your agency becomes liable for an umbrella's unpaid PAYE
Why agencies partner with us

Built for the PSL, not around it

We're a new name. Here's what we put in front of PSL managers instead of a track record.

Open-book margin

You and your contractors see the same weekly breakdown we do. If a number changes, you'll know why before it happens — not after.

Compliance-first from week one

We're building RGM Pay around the April 2026 joint & several liability rules rather than scrambling to catch up once they land. That's the point of starting now.

Trial before you commit

Run us alongside your current provider with two or three contractors. Judge the payslips, the response times and the paperwork yourself.

Process

How the trial partnership works

Four steps from first call to full PSL. Most agencies reach step three inside a fortnight.

STEP 01

Book a call

Fifteen minutes on your current umbrella setup and where it's costing you visibility.

STEP 02

Trial contractors

We onboard a small group alongside your existing arrangement — no PSL paperwork yet.

STEP 03

Review the payslips

Compare margin, pay timing and compliance documentation directly against your incumbent.

STEP 04

Join the PSL

If it stacks up, we move to a full preferred-supplier agreement across your desks.

The change coming

What April 2026 means for your agency

Not our milestone — your liability.

6 April 2026 Joint & several liability takes effect

From that date, if an umbrella company fails to pay the right PAYE to HMRC, the recruitment agency that supplied the worker can be pursued for the shortfall.

The liability is joint and several, which means HMRC can come to your agency for the full amount rather than a share of it — and it can do so without first exhausting its options against the umbrella. Having carried out due diligence does not, on its own, remove the exposure.

In practice that changes what a PSL is for. It stops being a list of providers your consultants like dealing with and becomes a list of providers your agency is willing to underwrite. Most agencies are now re-papering their PSLs with that in mind, which is why we are entering the market with the documentation built rather than promised.

We are not going to tell you that partnering with us removes the risk, because no umbrella can honestly say that. What we can do is make the checking straightforward: figures published rather than quoted, every deduction itemised, and the certification position stated plainly whether or not it flatters us.

Five questions worth asking every umbrella on your PSL

  • What exactly is your margin, in writing? Ours is £18 weekly, £72 four-weekly, £78 monthly — all published here. A provider that will only quote on request is one you cannot compare.
  • Can I see a full payslip breakdown for one of your workers? Every deduction should be itemised. Anything bundled into an unexplained admin line is worth a second question.
  • Which accreditations do you actually hold today? Ask for the certificate, not the logo. Ours: SafeRec in progress, FCSA to follow — stated in full below.
  • How do you evidence that PAYE has actually reached HMRC? This is the one that matters most after April. Real-time payslip auditing is what SafeRec certification is designed to prove.
  • Who is behind the company, and what is it worth? Company number, registered address and insurance cover should be on the website, not requested by email.
Pricing

Published, not quoted.

One figure per pay frequency, fixed for the length of the assignment. Contractors: the take-home calculator is further down.

Paid weekly £18 £936 a year
Paid four-weekly £72 £936 a year
Paid monthly £78 £936 a year

Three frequencies. Three published numbers.

Most umbrella margins sit between £20 and £30 a week, and plenty of them are quoted as a starting figure that moves once the contractor has signed. Ours are fixed and published: £18 weekly, £72 four-weekly, £78 monthly — all £936 a year, so how often someone is paid never changes what it costs them.

The margin comes out of the assignment rate, which means it is the contractor who carries it, not your agency. That is precisely why we publish it. A worker who can see the figure before they start has nothing to query afterwards, and a consultant who can quote it from memory never has to promise to find out. Volume rates are available for PSL partners — ask on the call.

  • Same margin whether the assignment runs four weeks or four years
  • Full payslip breakdown available to both the contractor and the agency
  • No setup fee, no PSL joining fee, no exit fee on the trial period
  • Statutory deductions itemised in full, never bundled into an admin line
  • Contractors paid every Friday, against a stated cut-off rather than best efforts
For contractors

What you'll actually take home

Put your own rate in. Nothing here is hidden behind a form or an email address.

Your figures
£
What the agency pays us, before any deductions.
1257L is the standard code. BR, 0T and NT also work.
Auto-enrolment is 5% from you, 3% from the employer, on qualifying earnings.
Weekly breakdown 37.5 hrs × £22.50
Assignment rate
RGM Pay marginHandling your tax and National Insurance
Employer's National Insurance
Apprenticeship levy
Employer pension
Gross pay
Income tax
Employee National Insurance
Employee pension
Student loan
Take-home pay
Per pay run
Monthly
Annually
Retained

An illustration, not a quote or an offer of employment. It uses 2026/27 rates for a worker paid weekly across 52 weeks, with rolled-up holiday pay at 12.07% included in gross pay. Your actual payslip depends on your tax code at the time, your cumulative earnings for the year, and the hours you actually work. A Key Information Document with figures specific to your assignment is issued before you start.

What exactly does an umbrella company do?

We become the legal employer for contractors placed by your agency, handling PAYE, statutory deductions and payslips, so the contractor is paid compliantly for each assignment without setting up their own limited company.

When do contractors actually get paid?

Contractors are paid on Friday, which is the standard across the sector. That holds on one condition: we need both the timesheets and cleared funds from the agency by Wednesday evening, or Thursday morning at the latest. We state the cut-off rather than leaving it unsaid, because no umbrella can pay out money it hasn't yet received — a provider promising Friday pay without naming a deadline is either absorbing that risk quietly or missing it quietly. If timesheets or funds land after the cut-off, we will try to run an off-cycle payment as soon as they clear. Where that isn't possible, payment moves to the following cycle. We would rather say that plainly than promise something we can't hold every time.

Agency questions

Before you book a call

How does the trial actually work?

You pick two or three contractors to run through RGM Pay alongside your existing provider. There's no PSL paperwork at this stage — just a direct comparison of payslips, turnaround and communication.

Is the published margin really the whole of it?

Yes. £18 if the worker is paid weekly, £72 four-weekly, £78 monthly — confirmed in writing before the assignment starts, the same figure on every payslip, and it doesn't rise mid-contract. Everything else on the payslip is either the contractor's pay or a statutory deduction we don't keep a penny of. If you're placing at volume, talk to us about a lower rate — but the published number never moves upward.

Are you FCSA accredited yet?

Not yet. We're completing SafeRec certification first, then moving onto the FCSA pathway. We'll tell you exactly where we are in that process rather than implying an accreditation we don't hold.

What changes for agencies in April 2026?

New joint & several liability rules mean agencies can be held responsible for an umbrella company's unpaid PAYE. We're building our due diligence documentation now so it's ready well ahead of that date.

Which sectors do you cover?

Any sector paying PAYE contractors. Umbrella payroll works the same whether the worker is a nurse, a developer or a groundworker — the deductions and the margin don't change. We know healthcare, IT, construction and industrial & warehouse best and started there, and construction adds CIS on top, but nothing about a different desk makes you a poor fit. We support placements UK-wide from a West Yorkshire base.

About us

Why RGM Pay exists

Based in West Yorkshire, working UK-wide.

RGM Pay is a new umbrella company, started because we think this corner of the industry has drifted.

Contractors get a payslip they can't follow. Agencies get a margin quoted on request rather than published, so comparing two providers means asking both and hoping the answers are complete. Nobody sets out to make it confusing, but the effect is the same: the person doing the work is the last to understand what happened to their money.

We are trying to build the opposite, and the test we hold ourselves to is whether someone can check us without having to ask. One published margin for each pay frequency, on this website, before anyone gets in touch. Every deduction itemised, with nothing bundled into an unexplained admin line. A payday you can plan around and a cut-off we state rather than leave unsaid. Where we are not yet accredited, we say so plainly instead of implying otherwise.

The other half is being straightforward to deal with. An agency shouldn't have to chase us, and a contractor shouldn't have to ring their consultant about a payslip. Most of what we do is unglamorous — getting the numbers right, on time, every week — and we would rather be judged on that than on a promise.

  • What we doBecome the employer for contractors your agency places, and run their PAYE payroll
  • Who we work withRecruitment agencies UK-wide, and the contractors they place
  • What we charge£18 weekly, £72 four-weekly, £78 monthly — £936 a year whichever you choose
  • Where we standSafeRec certification in progress, FCSA to follow — and we won't claim either until it's done
Book a call

Tell us what you need

Fifteen minutes, no obligation. We reply the same working day.

We use what you send here to reply to your enquiry and nothing else. No lists, no third parties. Prefer email? info@rgmpay.co.uk

Run the trial. Read the payslips. Decide from there.